Top 3 Reasons
You Need Accident
Medical Coverage

Protect Your Savings - Accident Medical Coverage pays medical expenses from an accident not paid by your health insurance because you have not met your Annual Deductible or Coinsurance requirements, or are away from home (out-of-network).

Better Coverage - Accident Medical Coverage covers Dental, Physical Therapy, and hundreds of other items from an accident not covered by your health insurance--up to $10,000 per accident per person.

Save $1,000-$2,500 per Year - Accident Medical Coverage allows you to increase the Annual Deductible on your Individual or Employer health policy, saving you thousands each year on your premium or employee contribution.

The Wellness Revolution

  • Accident Medical Coverage Pays Medical Expenses Not Covered by Health Insurance if You Have an Accident
  • Get the Wellness Care You Need to Recover if You Have an Accident
  • Save $2,500 Every Year on Your Health Insurance Premium and invest the savings in Your Wellness (e.g. vitamins, supplements, exercise)

If you are healthy and lead a healthy lifestyle, you may have a greater healthcare risk from having an accident than from getting a disease.

Yet you are probably wasting thousands each year paying for sickness insurance that you don't use—because your health insurance doesn't cover what you spend to keep healthy—vitamins, supplements, exercise, and wellness-oriented professionals like osteopaths.

As explained in The New Wellness Revolution (Wiley 2007), you can save $2,500 or more by increasing the Annual Deductible on your health insurance while getting even better coverage if you have an accident—Click here to learn how.

If you do have an accident, Accident Medical Coverage can pay for Dental, Physical Therapy, and hundreds of other items not covered by most health insurance policies—up to $10,000 per person per accident or the maximum benefit you choose.

Save $2,500 or more on your sickness insurance and invest the savings in vitamins, supplements, and exercise to keep fit and healthy.

 


 

Accident Medical Coverage provides benefits for medical expenses that result from an accident or injury—it does not provide benefits for medical expenses due to an illness.

Information on this page does not refer to a specific product, policy, or membership—all examples are only for purposes of education. Accident Medical Coverage described on this page can be obtained several ways including: (1) Contacting Zane Benefits to obtain a health insurance policy or plan offering protection against accidents; (2) Contacting Zane Benefits to purchase a standalone Accident Medical Coverage policy; (3) Lowering the Annual Deductible and/or coinsurance requirement of an existing employer-sponsored or other health policy; or (4) Joining an association that provides multiple benefits of membership, one of which is accident medical coverage—similar to the way some people join AAA for a package of benefits (maps, discounts) along with roadside assistance coverage at a better price than roadside assistance coverage might cost alone.